Achmad Nurdany, a lecturer of Islamic Economics Study Program, FEBI, UIN Sunan Kalijaga Yogyakarta, and Aziz Juniardy, a student at the Amikom University Yogyakarta, secured the 3rd place after competing with over 300 papers in the Non-Bank Financial Industry Paper Competition held by the Financial Services Authority (OJK) in 2017.....